hmw-finance HMW Finance - HMW Group | Create wealth

Unlock opportunity

HMW Finance works closely with clients and lenders to provide complete debt advisory services so you can raise or manage existing debt and unlock opportunities for growth. Whether you need to refinance a loan, expand your working capital, fund a development, purchase equipment, acquire a home, business, or asset, we can help you explore various financing options available from a range of financiers.

We specialise in understanding the requirements of banks and financiers and can source debt from a wide range of funders including banks, non-banks and alternative financiers.

We not only provide you access to finance but will assist you at every step ensuring you are properly prepared and positioned to achieve the best funding solution.

I am looking for...


Property and development finance

  • Development finance
  • Construction loans
  • Site acquisition
  • Short-term facilities
  • Mezzanine finance


Commercial lending

  • Independent commercial loan / portfolio reviews
  • Commercial loans
  • Comprehensive credit risk assessment
  • Structuring the loan agreement
  • Specialised asset acquisition


Equipment finance

  • Leasing and hire purchase
  • Asset-backed loans
  • Equipment finance & leasing
  • Tax-effective financing structures


Working capital and growth finance

  • Trade and supply chain finance
  • Business loans and equity financing
  • Debt structuring and refinancing
  • Invoice financing

 


Refinancing or restructuring

  • Loan assessments and proposals
  • Debt structure modelling and advice
  • Loan / lead origination and generation
  • Loan impairment stress testing / modelling
  • Debt consolidation / restructuring

 


Trade finance

  • Negotiation of loan terms and conditions
  • Import / export financing
  • Supply chain financing
  • Foreign exchange risk management

 

40+ financiers

With accreditation from 40+ lenders, we work closely with mortgage providers to meet your financing needs.
  • Banks
  • Non-bank lenders
  • Private financiers
  • Alternative debt funders
  • High net worth individuals
  • Family offices
  • Mortgage and property funds

Nimble and agile

At HMW Finance, we understand your business and financial needs, handling complex negotiations so you can focus on what you do best. Our partners offer expert advice on structures and opportunities, while we assist with feasibility preparation and review.
  • Your financial goals
  • Time frame
  • Cost
  • Structure
  • Collaboration

Our approach


Determine your funding objectives.


Know the value of your project / asset to be financed and your debt servicing capacity.


Be clear on the funding options available to you, and the implications and benefits of each.


Understand the appetite of financiers and the likely pricing and terms of funding.


Prepare proposal documents, including credit submissions / proposals.


Negotiate terms and conditions of finance.


Coordinate with your professional support for settlements.


Complete managed drawdown and allocation of funds.


Manage debt covenants and reviews.

Our experts

Every journey begins with a conversation.

Wondering how we can turn your vision into reality?

Tony Rickards

Partner

As part of HMW Group, we also offer

  • Business Advisory,
    Accounting and Tax
  • Corporate Finance
    and Funds Management
  • Debt
    Advisory
  • Financial Planning
    and Wealth Management
  • Business Advisory,
    Accounting and Tax

Business Advisory, Accounting and Tax

  • Specialised accounting support, including statutory and management reporting.
  • Forecasting and modelling including cashflow, revenue, capital, return on investment or profitability.
  • Performance attribution to assist in the management of your business profitability, capital and growth.
  • Tax planning and structuring advice to manage asset protection risks and taxation obligations.
  • Advice on the application of technical or complex taxation matters.
  • Assistance with managing your ongoing taxation obligations, including BAS, Capital Gains Tax, GST, Fringe Benefits Tax and income tax.
  • Corporate Finance
    and Funds Management

Corporate Finance and Funds Management

  • M&A and divestitures.
  • Equity & Debt Capital raisings.
  • Due diligence and transaction support.
  • Capital structure reviews.
  • Credit and financial assessments.
  • Financial modelling.
  • Equity capital market strategy advice.
  • Infrastructure advisory.
  • Leveraged Buy-Outs.
  • Fundraising & Capital markets.
  • Project finance.
  • Debt
    Advisory

Debt Advisory

  • Debt structure modelling and advice.
  • Debt / loan placement.
  • Debt Market advice.
  • Loan assessments and proposals.
  • Negotiation of loan terms and conditions.
  • Commercial loan policy review and advice.
  • Commercial loan portfolio review.
  • Industry sector performance insights.
  • Loan origination.
  • Loan impairment stress testing / modelling.
  • Financial Planning
    and Wealth Management

Financial Planning and Wealth Management

  • Wealth creation and protection strategies.
  • Investment advice.
  • Retirement planning.
  • Superannuation advice and compliance services.
  • Customised estate and succession planning, Insurance.

Every journey begins with a conversation

Wondering how we can turn your vision into reality?
Complete your details and we’ll be in touch as soon as possible.

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