hmw-advisory Budgeting and cashflow - HMW Group | Create wealth

Plan smart and manage wisely for steady cash flow success.

We understand the critical role that effective budgeting and cash flow management play in achieving financial stability and growth. Our comprehensive budgeting and cash flow services are designed to help businesses of all sizes optimise their financial resources, plan for future expenses and ensure a steady flow of income. With our expertise, you can make informed financial decisions, avoid cash shortfalls and enhance profitability.

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How can we help?

  • Budget planning and analysis

    Budget planning and analysis

    • Customised budget creation: Develop personalised budgets that align with your business objectives, ensuring all income sources and expenditures are accurately represented.
    • Performance monitoring: Continuously track budget performance against actual financial results, identifying variances and providing actionable insights for improvement.
    • Strategic adjustments: Regularly review and adjust budgets to reflect changing business conditions, new opportunities and potential risks, ensuring your financial plan remains relevant and effective.
  • Cash flow forecasting

    Cash flow forecasting

    • Predictive modeling: Utilise advanced forecasting techniques to predict future cash inflows and outflows, helping you anticipate financial needs and opportunities.
    • Scenario analysis: Conduct various “what-if” scenarios to assess the impact of different business decisions and external factors on your cash flow.
    • Real-Time monitoring: Implement tools and systems for ongoing tracking of cash flow, providing real-time insights to support proactive financial management.
  • Expense tracking

    Expense tracking

    • Detailed categorisation: Systematically categorise and record all business expenses, providing a clear and organised view of where your money is going.
    • Regular audits: Conduct periodic audits to ensure accuracy in expense recording and identify any discrepancies or areas of concern.
    • Cost-saving analysis: Analyse spending patterns to uncover opportunities for cost reduction and implement strategies to improve overall financial efficiency.

As part of HMW Group, we also offer

  • Business advisory, accounting and tax
  • Corporate Finance and Funds Management
  • Debt Advisory
  • Financial Planning and Wealth Management
  • Business advisory, accounting and tax

Business advisory, accounting and tax

  • Specialised accounting support, including statutory and management reporting.
  • Forecasting and modelling including cashflow, revenue, capital, return on investment or profitability.
  • Performance attribution to assist in the management of your business profitability, capital and growth.
  • Tax planning and structuring advice to manage asset protection risks and taxation obligations.
  • Advice on the application of technical or complex taxation matters.
  • Assistance with managing your ongoing taxation obligations, including BAS, capital gains tax, GST, fringe benefits tax and income tax.
HMW Advisory
  • Corporate Finance and Funds Management

Corporate Finance and Funds Management

  • M&A and divestitures.
  • Equity & debt capital raisings.
  • Due diligence and transaction support.
  • Capital structure reviews.
  • Credit and financial assessments.
  • Financial modelling.
  • Equity capital market strategy advice.
  • Infrastructure advisory.
  • Leveraged buy-outs.
  • Fundraising & capital markets.
  • Project finance.
HMW Capital
  • Debt Advisory

Debt Advisory

  • Debt structure modelling and advice.
  • Debt/loan placement.
  • Debt market advice.
  • Loan assessments and proposals.
  • Negotiation of loan terms and conditions.
  • Commercial loan policy review and advice.
  • Commercial loan portfolio review.
  • Industry sector performance insights.
  • Loan origination.
  • Loan impairment stress testing/modelling.
HMW Finance
  • Financial Planning and Wealth Management

Financial Planning and Wealth Management

  • Wealth creation and protection strategies.
  • Investment advice.
  • Retirement planning.
  • Superannuation advice and compliance services.
  • Customised estate and succession planning, insurance.

Discover more.

Property and construction

Property and construction

Engineering

Engineering

Medical and healthcare

Medical and healthcare

Manufacturing, energy, waste management

Manufacturing, energy, waste management

Retail, hospitality and tourism

Retail, hospitality and tourism

Technology and telecommunications

Technology and telecommunications

Every journey begins with a conversation

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