If your business currently relies on the ATO’s free Small Business Superannuation Clearing House (SBSCH), now is the time to start planning ahead. The SBSCH will permanently close on 1 July 2026, and after this date, it will no longer be available for processing superannuation payments.
While that deadline may feel some way off, the change is significant. Once the SBSCH closes, businesses will need to have an alternative solution in place to continue meeting their superannuation obligations correctly and on time. In practical terms, this means either transitioning to a commercial superannuation clearing house or ensuring your payroll software is fully SuperStream-compliant and capable of handling contributions directly.
Leaving this until the last minute could create unnecessary pressure, particularly if new software needs to be implemented, staff require training, or payroll processes need to be adjusted. Early preparation allows time to compare options, understand costs, and choose a solution that aligns with your business’s operations.
If you’re unsure which path is right for you or where to begin, support is available. Speaking with your accountant early can help you assess suitable clearing house providers, review your payroll setup, and plan a smooth transition well before the deadline.
Taking proactive steps now can help ensure continuity, compliance, and peace of mind as the SBSCH winds down.
We are an integrated services business
Find out more about our expertise in Business Advisory, Accounting and Tax
Visit HMW Advisory
