hmw-finance HMW Finance-2 - HMW Group | Create wealth

Unlock opportunity

HMW Finance works closely with clients and lenders to provide complete debt advisory services so you can raise or manage existing debt and unlock opportunities for growth. Whether you need to refinance a loan, expand your working capital, fund a development, purchase equipment, acquire a home, business, or asset, we can help you explore various financing options available from a range of financiers

We specialise in understanding the requirements of banks and financiers and can source debt from a wide range of funders including banks non-banks and alternative financiers. We can assist you in negotiating your finance and terms with our wealth management services.

We not only provide you access to finance but will assist you in every step ensuring you are properly prepared and positioned to achieve the best funding solution for your needs.

I am looking for...


Commercial lending

  • Independent commercial loan / portfolio reviews
  • Commercial loan policy review and advice
  • Comprehensive credit risk assessment
  • Structuring the loan agreement


Equipment finance

  • Leasing and hire purchase
  • Asset-backed loans
  • Equipment finance & leasing
  • Tax-effective financing structures


Trade finance

  • Negotiation of loan terms and conditions
  • Import/export financing
  • Supply chain financing
  • Foreign exchange risk management


Property and development finance

  • Industry sector insights
  • Construction loans
  • Bridging finance
  • Commercial property loans


Refinancing or restructuring

  • Loan assessments and proposals
  • Debt structure modelling and advice
  • Loan / lead origination and generation
  • Loan impairment stress testing / modelling
  • Debt consolidation / restructuring


Working capital and growth finance

  • Trade and supply chain finance
  • Business loans and equity financing
  • Debt structuring and refinancing

 


Looking for other services?

We offer customised solutions for both businesses and individuals, supported by a dedicated team to help you reach your goals. Let’s discuss how we can assist you!

40 + financiers

With accreditation from 40+ lenders, we work closely with mortgage providers to meet your financing needs.
  • Banks
  • Non-bank lenders
  • Private financiers
  • Alternative debt funders
  • High net worth individuals
  • Family offices
  • Mortgage and property funds

Nimble and agile

At HMW Finance, we understand your business and financial needs, handling complex negotiations so you can focus on what you do best. Our partners offer expert advice on structures and opportunities, while we assist with feasibility preparation and review.
  • Your financial goals
  • Time frame
  • Cost
  • Structure
  • Collaboration

Our experts

Every journey begins with a conversation.

Wondering how we can turn your vision into reality?

Tony Rickards

Partner

Franco Mollo

Finance Advisor

Joseph Bussa

Finance Advisor

As part of HMW Group, we also offer

  • Business Advisory,
    Accounting and Tax
  • Corporate Finance
    and Funds Management
  • Debt
    Advisory
  • Financial Planning
    and Wealth Management
  • Business Advisory,
    Accounting and Tax

Business Advisory, Accounting and Tax

  • Specialised accounting support, including statutory and management reporting
  • Forecasting and modelling including cashflow, revenue, capital, return on investment or profitability
  • Performance attribution to assist in the management of your business profitability, capital and growth
  • Tax planning and structuring advice to manage asset protection risks and taxation obligations
  • Advice on the application of technical or complex taxation matters
  • Assistance with managing your ongoing taxation obligations, including BAS, Capital Gains Tax, GST, Fringe Benefits Tax and income tax
  • Corporate Finance
    and Funds Management

Corporate Finance and Funds Management

  • M&A and divestitures.
  • Equity & Debt Capital raisings.
  • Due diligence and transaction support.
  • Capital structure reviews.
  • Credit and financial assessments.
  • Financial modelling.
  • Equity capital market strategy advice.
  • Infrastructure advisory.
  • Leveraged Buy-Outs.
  • Fundraising & Capital markets.
  • Project finance.
  • Debt
    Advisory

Debt Advisory

  • Debt structure modelling and advice.
  • Debt / loan placement.
  • Debt Market advice.
  • Loan assessments and proposals.
  • Negotiation of loan terms and conditions.
  • Commercial loan policy review and advice.
  • Commercial loan portfolio review.
  • Industry sector performance insights.
  • Loan origination.
  • Loan impairment stress testing / modelling.
  • Financial Planning
    and Wealth Management

Financial Planning and Wealth Management

  • Wealth creation and protection strategies.
  • Investment advice.
  • Retirement planning.
  • Superannuation advice and compliance services.
  • Customised estate and succession planning, Insurance.

Our approach


Determine your funding objectives.


Be clear on the funding options available to you, and the implications and benefits of each.


Know the value of your project/asset to be financed and your debt servicing capacity.


Understand the appetite of financiers and the likely pricing and terms of funding.


Prepare proposal documents, including credit submissions / proposals.


Negotiate terms and conditions of finance.


Manage debt covenants and reviews.

Every journey begins with a conversation

Wondering how we can turn your vision into reality?
Complete your details and we’ll be in touch as soon as possible.

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