Debt advisory

We specialise in understanding the requirements of banks and funders and can source debt from a wide range of financiers, from banks, non banks to alternative financiers and we can assist you in negotiating the finance and terms.

We have extensive financing and banking experience and have assisted clients across a range of sectors and borrowing structures, requirements and amounts from $100,000 to $180m.

Our Debt Advisory team can assist you with a range of solutions and service including:

Organising finance

We clarify the borrowing process for and make the process for you as frictionless as possible, and that you get the right outcome.

Type

Our service

  • Property construction finance
  • Model a range of funding options that suit your needs
  • Refinance / restructure an existing debt on more favourable terms
  • Perform a financial health check and confirm your debt servicing capacity
  • Asset and equipment finance
  • Prepare your credit proposal for submission to financiers
  • Working capital to fund growth or increasing business activity
  • Leverage our network of financiers, including banks and non-banks to gain access to funding for you
  • Trade finance
  • Help negotiate the terms of your loan/li>
  • Property investment including your home
  • Manage your ongoing debt covenants and reviews

Specialist Engagements

Members of the HMW Capital team have held senior roles in the finance and banking industry and have a breadth of experience in banking, lending and regulatory requirements. We have the expertise to undertake specialist engagements including:

  • Preparation of credit assessments or loan submissions to supplement your internal resources and skills
  • Independent review and advice on loan submissions, credit assessments and underwriting policies, specialising in property development and investment, trade finance, property services and food manufacturing sectors.
  • Provide genuine insights into the performance and outlook of industry sectors particularly in the industries of specialisations noted below.
  • Conduct hindsight reviews of loans to give you an independent opinion on the health of your loan exposures and underwriting practices
  • Conduct loan portfolio impairment stress testing / modelling to give you insights into the resilience of your loan portfolio and capital
  • Origination of lending opportunities (e.g. broking)

Industry Specalisation

  • Property
  • Hospitality and tourism
  • Property services
  • Industrial
  • Construction
  • Finance
  • Food manufacturing
  • Logistics

Our experts